If you’re moving a 2–3 bedroom home and need to tow a car or small boat, a 20 ft U-Haul truck with up to 7,500 lbs towing capacity is likely sufficient. For smaller jobs under 6,000 lbs—like hauling a utility trailer or jet ski—a U-Haul pickup may be more practical. When choosing what to look for in a rental vehicle, prioritize total loaded weight (cargo + trailer) and confirm hitch compatibility. Overloading risks safety and voids insurance—always verify the specific model’s rating before booking.
About U-Haul Truck and Pickup Rentals
U-Haul offers two primary vehicle types for towing: 20 ft moving trucks and full-size pickup rentals. The 20 ft truck is designed for medium to large relocations, typically handling the contents of a 2–3 bedroom household. It features approximately 1,000 cubic feet of cargo space and a maximum cargo load of around 5,700 lbs 1. In contrast, the U-Haul pickup truck is built for local moves, equipment transport, or as a tow vehicle paired with a trailer rental.
Both vehicles support towing, but their design priorities differ. The 20 ft truck includes a rear-mounted Class III or IV hitch and is rated for heavier trailers. The pickup, while lighter duty, offers greater maneuverability and easier access for loading bulky items directly into the bed. If you’re a typical user, you don’t need to overthink this. Your decision should hinge on whether you're moving furniture *and* towing, or just towing.
Why Towing Capability Matters Now
Lately, more renters are combining moves with vehicle transport—especially retirees relocating across states or DIY enthusiasts transporting project cars. This has increased demand for reliable, one-stop rental solutions that handle both cargo and towing. Over the past year, U-Haul has emphasized bundled options like auto transport trailers paired with truck rentals, making integrated towing capacity more visible in customer decisions.
The rise in remote work has also led to more people moving farther from urban centers, often bringing recreational vehicles or secondary cars. As a result, understanding real-world towing limits—not just advertised numbers—has become critical. Misjudging capacity leads to overloaded rigs, poor braking response, and potential roadside violations. If you’re a typical user, you don’t need to overthink this. Focus on total system weight, not just the trailer’s dry mass.
Types and Variants
20 ft U-Haul Moving Truck
This is the most common midsize truck for cross-country or multi-room moves. While dimensions may vary slightly by region, it generally measures about 19'5" long inside with 7'8" width and 7'1" height. It includes a "Mom’s Attic" overhead storage area and sits higher off the ground than standard pickups.
- Pros: High cargo volume (~1,000 cu ft), strong towing (up to 7,500 lbs), available with auto transport dolly rentals
- Cons: Difficult to park, limited fuel efficiency, requires advance route planning due to height clearance (11 ft)
U-Haul Pickup Truck
The full-size pickup rental is typically an 8-foot bed model, suitable for small moves or standalone towing jobs. Interior bed dimensions are roughly 8' x 5'1" x 1'10-1/2", with a deck height of 34" from the ground. Maximum payload is about 2,280 lbs.
- Pros: Easier to drive and park, lower profile, ideal for pairing with utility or car hauler trailers
- Cons: Lower towing capacity (~6,000 lbs), minimal enclosed storage, less stability when fully loaded
Key Features and Specifications to Evaluate
When comparing towing options, focus on four core metrics:
- Towing Capacity: Max weight the vehicle can pull. 20 ft truck: up to 7,500 lbs; pickup: up to 6,000 lbs.
- Cargo Load Limit: Max weight you can carry inside. Exceeding this—even if towing is unused—violates safety rules.
- Hitch Class: Determines compatible trailers. Most 20 ft trucks have Class IV hitches; pickups usually have Class III.
- Gross Combined Weight Rating (GCWR): Total of vehicle, cargo, passengers, and trailer. Rarely listed upfront but crucial for safe operation.
When it’s worth caring about: If you’re near the upper limit of either vehicle’s rating, especially with steep terrain or frequent stops. When you don’t need to overthink it: For loads under 5,000 lbs with moderate cargo, either vehicle will perform reliably if properly configured.
Pros and Cons Summary
| Vehicle Type | Pros | Cons |
|---|---|---|
| 20 ft Moving Truck | High towing capacity (7,500 lbs), large cargo space, stable at highway speeds | Bulky, harder to maneuver, higher rental cost, needs wide turns |
| Pickup Truck | Agile, easy to park, lower rental rate, better visibility | Limited cargo protection, lower max tow (6,000 lbs), less insulation from weather |
If you’re a typical user, you don’t need to overthink this. Choose based on primary use: moving + towing = 20 ft truck; towing-only or local hauling = pickup.
How to Choose the Right U-Haul for Towing
Follow this step-by-step checklist to make a confident decision without second-guessing.
Step-by-Step Checklist
- Estimate your total cargo weight: Use room-by-room lists or online calculators. Furniture, boxes, and appliances add up quickly.
- Determine trailer weight: Include both dry weight and expected contents. A loaded car dolly can easily reach 3,000+ lbs.
- Add cargo + trailer weight: Compare sum to the vehicle’s GCWR if available, or use combined capacity as proxy.
- Check hitch requirements: Ensure the rental comes with the correct ball size and wiring harness. U-Haul trailers require 7-pin connectors.
- Verify driver comfort level: Test driving isn’t always possible, but review cab dimensions and turning radius online.
Decision Flow
- If moving household goods AND towing → 20 ft truck
- If only towing a vehicle or small boat → Pickup + trailer
- If towing exceeds 6,000 lbs → Only 20 ft truck qualifies
- If navigating narrow streets or garages → Pickup avoids clearance issues
Recommendations by Scenario
- Moving a 2-bedroom apartment and towing a sedan: 20 ft truck handles both efficiently.
- Hauling a jet ski on a single-axle trailer: Pickup truck is sufficient and easier to manage.
- Relocating across state lines with a motorcycle: 20 ft truck offers security and higher capacity buffer.
Red Flags / What to Avoid
- ❌ Assuming all U-Haul trucks tow 7,500 lbs—some older models may be rated lower
- ❌ Ignoring trailer tongue weight—it counts toward cargo limit
- ❌ Using a pickup to tow beyond 6,000 lbs even if the hitch fits
- ❌ Skipping test connection of brake lights and turn signals before departure
This piece isn’t for keyword collectors. It’s for people who will actually use the product.
Price & Market Insights
Rental prices vary significantly by location, season, and duration. A 20 ft U-Haul truck typically costs between $19.95 and $39.95 per day plus mileage, while pickup rentals range from $25.95 to $49.95 daily. One-way moves often include fuel surcharges and return fees. Towing packages (truck + trailer) may offer discounts compared to separate bookings.
In high-demand areas—especially during summer or near college towns—availability drops and rates increase. Reserving early improves selection and pricing. Always compare total estimated cost (fuel, insurance, drop-off fees) rather than base rate alone. If you’re a typical user, you don’t need to overthink this. Book early, read the fine print, and budget for extras.
Top-Seller & Competitive Analysis
Among U-Haul’s fleet, the 20 ft moving truck is the top-selling option for customers planning to tow. Its balance of cargo space and towing strength makes it versatile. The pickup truck ranks highly among weekend renters doing local projects.
Compared to alternatives like United Rentals or local trailer providers, U-Haul maintains broader geographic coverage and integrated systems (e.g., matching trucks to trailers). However, third-party platforms may offer lower rates for standalone trailer rentals.
| Provider | Truck Type | Max Tow (lbs) | Notes |
|---|---|---|---|
| U-Haul | 20 ft Moving Truck | 7,500 | Widely available; includes optional tow package |
| U-Haul | Pickup Truck | ~6,000 | Best for local use; requires separate trailer rental |
| United Rentals | Pickup Trucks | Up to 10,000 | May offer heavier-duty models, but fewer locations |
When it’s worth caring about: If you need over 7,500 lbs towing, explore commercial-grade options outside U-Haul. When you don’t need to overthink it: For standard personal moves under 7,500 lbs, U-Haul’s 20 ft truck remains a dependable choice.
Customer Feedback Synthesis
Analysis of recent reviews shows consistent praise for the 20 ft truck’s ability to handle combined cargo and towing duties. Customers appreciate the integrated experience—renting both truck and trailer from one provider simplifies logistics.
Common complaints include:
- Difficulty backing up the 20 ft truck with a trailer attached
- Inconsistent model availability—some locations lack the highest-rated units
- Unexpected fuel costs due to low MPG (around 10–12 mpg unloaded)
- Confusion about how trailer weight affects cargo allowance
Positive feedback frequently mentions ease of hitch alignment and durability of the braking system when properly connected. Many users report successfully towing vehicles using U-Haul’s auto transport dolly, though some note a learning curve for safe downhill control.
Sourcing & Supplier Tips
U-Haul operates thousands of neighborhood centers and partner dealerships. To maximize your chances of getting the best-condition vehicle:
- Reserve online early, especially for one-way moves
- Select pickup/drop-off locations with full-service centers (not just dealers)
- Ask about recent maintenance records—most undergo routine checks
- Inspect tires, lights, and hitch for wear before leaving the lot
If you’re a typical user, you don’t need to overthink this. A well-maintained U-Haul unit from a major center will meet expectations for a standard move.
Maintenance, Safety & Legal Considerations
All rental vehicles should be inspected for tire pressure, fluid levels, and functional lights before departure. Confirm that the trailer wiring connects securely and that brake controllers (if required) are operational.
Legally, towed trailers must have working taillights, brake lights, and reflectors. Some states require safety chains and auxiliary brakes for trailers over certain weights (often 3,000 lbs). These rules may vary by region/model/seller. To verify: check state DMV websites or consult the rental agent at pickup.
Insurance is another key factor. Standard liability may not cover full damage from towing incidents. Consider adding extra protection if hauling valuable items or driving long distances. When it’s worth caring about: If you're crossing multiple states or towing heavy loads. When you don’t need to overthink it: For short, light-duty trips within familiar areas, basic coverage is often adequate.
Conclusion
If you need to move furniture and tow a vehicle, choose the 20 ft U-Haul truck. Its 7,500 lb towing capacity and ample cargo space make it the most balanced option. If you're only towing a small trailer or doing a local job, the U-Haul pickup offers simplicity and agility. If you’re a typical user, you don’t need to overthink this. Prioritize your main task—hauling stuff or pulling a trailer—and match the vehicle accordingly.
Everything You Need to Know
A 20 ft U-Haul truck can tow up to 7,500 pounds. This capacity supports most car dollies, utility trailers, and small boats. Always confirm the exact rating at your rental location, as it may vary by model or region.
Yes, a U-Haul pickup can tow a car using a tow dolly or flatbed trailer, provided the total weight stays under 6,000 lbs. Ensure the pickup has the correct hitch and wiring, and consider using a brake controller for safer stops.
No special license is required for standard U-Haul trucks or pickups. A valid driver's license is sufficient. However, drivers should feel comfortable operating larger vehicles and understand basic towing dynamics.
The 20 ft U-Haul truck has a maximum cargo load of approximately 5,700 pounds. This includes all boxes, furniture, and personal items. Remember, tongue weight from a trailer also counts toward this limit.
No, U-Haul trailers are rented separately. You can reserve a trailer at the same time as your truck, and bundling may reduce overall costs. Make sure the trailer matches your hitch type and electrical requirements.
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